# Licenses

## Collect Payments and Fund Transfer

![5 Licenses Owned by DOKU](https://s3.amazonaws.com/cdn.freshdesk.com/data/helpdesk/attachments/production/66050261163/original/QN5y2E42-b5YZgsTdtQwgw-debamZXhVSw.png?1679308365)

### Indonesia

PT Nusa Satu Inti Artha (dba “DOKU”) is licensed by Bank Indonesia as Payment Service Provider - Permit Category 1 (*Penyedia Jasa Pembayaran - Kategori Izin 1*) and holds 5 licenses for Payment Gateway, Disbursement/Remittance, E-Money, E-Wallet, and QRIS. 

![Source: Bank Indonesia, 2026.](https://s3.amazonaws.com/cdn.freshdesk.com/data/helpdesk/attachments/production/66050292851/original/tWiylmfvjOzG-RRiwwXgCWGHFAmeGJWWEg.png?1679330669)

***

### Malaysia

senangPay (Simplepay Gateway Sdn Bhd), is registered as Merchant Acquirer under Bank Negara Malaysia (BNM)
. We are currently under the application approval for E-Money Issuer for Non-Bank and Remittance Class B Licensee under BNM.

<figure><img src="https://1457116080-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FWIsxU2UGMS7iidoMSuyz%2Fuploads%2FgFzZPhsKCWqnHs2FGO7x%2Fimage.png?alt=media&#x26;token=6c66f66e-adc9-4d9e-8d4d-0e5df64a30f8" alt=""><figcaption><p>Source: <a href="https://www.bnm.gov.my/-/simplepay-gateway-sdn-bhd">Bank Negara Malaysia</a>, 2026.</p></figcaption></figure>

***

## PCI-DSS

**PT Nusa Satu Inti Artha** and **Simplepay Gateway Sdn** Bhd (dba “DOKU”) holds PCI-DSS (Payment Card Industry Data Security Standard) Level 1 Service Provider, an information security standard to manage branded credit cards from the major card schemes (Visa, Mastercard, American Express, Discover, and JCB). To process credit card transactions safely and securely on a global scale, DOKU has achieved PCI-DSS certification, demonstrating that it complies with 300+ security measures and guidelines established by the PCI Standards Council.

Source: [Visa Global Registry of Service](https://www.visa.com/splisting/searchGrsp.do?companyNameCriteria=PT.%20NUSA%20SATU%20INTI%20ARTHA), 2026.