> For the complete documentation index, see [llms.txt](https://docs.doku.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.doku.com/security/licenses.md).
# Licenses
## Collect Payments and Fund Transfer
### Indonesia
PT Nusa Satu Inti Artha (dba “DOKU”) is licensed by Bank Indonesia as Payment Service Provider - Permit Category 1 (*Penyedia Jasa Pembayaran - Kategori Izin 1*) and holds 5 licenses for Payment Gateway, Disbursement/Remittance, E-Money, E-Wallet, and QRIS.
***
### Malaysia
senangPay (Simplepay Gateway Sdn Bhd), is registered as Merchant Acquirer under Bank Negara Malaysia (BNM)
. We are currently under the application approval for E-Money Issuer for Non-Bank and Remittance Class B Licensee under BNM.
***
## PCI-DSS
**PT Nusa Satu Inti Artha** and **Simplepay Gateway Sdn** Bhd (dba “DOKU”) holds PCI-DSS (Payment Card Industry Data Security Standard) Level 1 Service Provider, an information security standard to manage branded credit cards from the major card schemes (Visa, Mastercard, American Express, Discover, and JCB). To process credit card transactions safely and securely on a global scale, DOKU has achieved PCI-DSS certification, demonstrating that it complies with 300+ security measures and guidelines established by the PCI Standards Council.
Source: [Visa Global Registry of Service](https://www.visa.com/splisting/searchGrsp.do?companyNameCriteria=PT.%20NUSA%20SATU%20INTI%20ARTHA), 2026.
---
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