Requirements and Limitations
Overview of activation requirements and transaction limits for each available payment method
This page outlines the technical, business, and regulatory requirements, as well as the transaction limitations, for each supported payment method. This information is important to be reviewed before activating a payment method to ensure compliance and a smooth transaction experience.
Account Requirements
Bank Transfer (Virtual Account)
Virtual Account BCA
Virtual Account Mandiri
Virtual Account BRI
Virtual Account BNI
Virtual Account BSI
Virtual Account BNC
Virtual Account BTN
Virtual Account BSS
Virtual Account CIMB
Virtual Account Permata
Virtual Account Danamon
Virtual Account Maybank
Virtual Account BPD Bali
Virtual Account BJB
Virtual Account DOKU
Cards
Cards
Credit Card Installment
e-Wallet
DOKU e-Wallet
OVO
ShopeePay
DANA
LinkAja
i.saku
QR Payment
QRIS
Kartu Kredit Indonesia
Kartu Kredit Indonesia (GPN)
PayLater
Akulaku
Kredivo
Indodana
BRI Ceria
Convenience Store
Alfa Group
Indomaret
Direct Debit
Direct Debit BRI
Direct Debit CIMB
Direct Debit Allobank
Direct Debit Mandiri
Digital Banking
Jenius Pay
Internet Banking
BRImo e-Payment
Internet Banking Muamalat
OCTO Clicks
Danamon Online Banking
PermataNet
Limitations
Bank Transfer (Virtual Account)
Virtual Account BCA
Service agreement with DOKU
BCA bank account
Min: IDR 10,000
Max: Depends on bank account balance and account type
Virtual Account Mandiri
Service agreement with DOKU
Mandiri bank account
Min: IDR 10,000
Max: Depends on bank account balance and account type
Virtual Account of Other Banks
No specific requirements
Min: IDR 10,000
Max: Depends on bank account balance and account type
Cards
Cards
No specific requirements
Min: IDR 1, but some issuers may only accept IDR 10,000
Max: Individual credit card limit
CC Installment
No specific requirements
Min: IDR 1, but some issuers may only accept IDR 10,000
Max: Individual credit card limit
e-Wallet
DOKU e-Wallet
No specific requirements
Min: IDR 10,000
OVO
No specific requirements
Min: IDR 10,000
Max: IDR 2,000,000 per transaction for non KYC users(club account), IDR 20,000,000 per transaction for KYC users (premier account)
ShopeePay
No specific requirements
Min: IDR 10,000
Max: IDR 2,000,000 per transaction for non KYC users(club account), IDR 20,000,000 per transaction for KYC users (premier account)
DANA
No specific requirements
Min: IDR 10,000
LinkAja
No specific requirements
Min: IDR 10,000
QR Payment
QRIS
Owner's identity card (KTP) or Nomor Pokok Wajib Pajak (NPWP)
Min: IDR 1
Max: IDR 10,000,000 per transaction
Kartu Kredit Indonesia
Kartu Kredit Indonesia
Owner's identity card (KTP) or Nomor Pokok Wajib Pajak (NPWP)
Min: IDR 1, but some issuers may only accept IDR 10,000
Max: Individual credit card limit
PayLater
Akulaku
No specific requirements
Depends on customer's credit line
Kredivo
No specific requirements
Pay in 30 days:
No minimum transaction
Max purchase: IDR 3,000,000
0% interest
Pay 3, 6, 12 months
Minimum amount of IDR 1,000,000
Max purchase: IDR 30,000,000
2.95% monthly interest
BRI Ceria
No specific requirements
Min: IDR 10,000
Indodana
No specific requirements
Min: IDR 10,000
Convenience Store
Alfa Group
No specific requirements
Maximum of IDR 5,000,000 per transaction with debit and IDR 2,500,000 per transaction with cash
Indomaret
No specific requirements
Maximum of IDR 5,000,000 per transaction with debit or cash
Direct Debit
Direct Debit BRI
Service agreement with DOKU
Min: IDR 10,000
Max: IDR 20,000,000 per day
Direct Debit CIMB
Service agreement with DOKU
Min: IDR 10,000
Max: Depends on account type
Classic IDR 10,000,000/day
Black IDR 20,000,000/day
Premium IDR 50,000,000/day
Direct Debit Allobank
Service agreement with DOKU
Min: IDR 10,000
Direct Debit Mandiri
Service agreement with DOKU
Min: IDR 10,000
Digital Banking
Jenius Pay
No specific requirements
Min: IDR 10,000
Internet Banking
BRImo e-Payment
No specific requirements
Min: IDR 10,000
Internet Banking Muamalat
No specific requirements
Min: IDR 10,000
OCTO Clicks
No specific requirements
Min: IDR 10,000
Danamon Online Banking
No specific requirements
Min: IDR 10,000
PermataNet
No specific requirements
Min: IDR 10,000
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