QRIS

Overview

QRIS (Quick Response Code Indonesian Standard) is a standardized QR code payment method that is introduced by Bank Indonesia to simplify digital payments across various payment service providers (PSPs), banks, and merchants in Indonesia. QRIS aims to streamline the process of accepting payments and enhance interoperability between different payment systems. Customers can make payments with QRIS by scanning or uploading the QRIS image that is generated by the merchant using e-Wallet apps (DOKU e-Wallet, OVO, ShopeePay, GoPay, etc.) or mobile banking apps that support QRIS.


QRIS Types

Dynamic QRIS

  • Variable Information: A dynamic QRIS code can contain variable information that changes for each transaction.

  • Transaction-Specific: It can include details such as the transaction amount, order details, or a unique transaction identifier.

  • Greater Flexibility: The QR code adapts based on the transaction context, making it suitable for scenarios where transaction details need to be customized for each payment.

  • Use Case: Dynamic QRIS codes are commonly used in scenarios like online shopping carts, invoice payments, or where the transaction amount or details need to be specified dynamically.

Static QRIS

  • Fixed QR Code: A static QRIS code contains fixed information that does not change.

  • Merchant-Specific: It typically represents a specific merchant and their payment details (such as merchant ID or account number).

  • Limited Flexibility: Once generated, the QR code remains the same for every transaction and does not adapt based on the transaction details.

  • Use Case: Static QRIS codes are suitable for merchants who have a fixed set of products or services with consistent pricing. They are convenient for small businesses or vendors who do not require dynamic pricing or invoice details.

The key difference between static QRIS and dynamic QRIS lies in the flexibility and variability of the information they encode. Static QRIS codes are fixed and unchanged, typically representing a merchant's payment details. Dynamic QRIS codes, on the other hand, can include transaction-specific information and adjust according to the transaction context, offering more flexibility for various payment scenarios.


Activation

You can activate QRIS in the DOKU Dashboard by following the steps below:

  1. Log in to DOKU Dashboard, and then access the side navigation bar

  2. Select Settings from the menu

  3. Settings page will appear. Under Account section, select Service

  4. Click ACTIVATE button.


FAQ

Can I activate QRIS if my business entity is not based in Indonesia?

QRIS can only be activated if your business operates in Indonesia, therefore your account type must be 'Corporate'.

How do I activate both dynamic and static QRIS?

If you activate your QRIS via DOKU Dashboard, you will unlock both dynamic and static QRIS. You can check your static QRIS by clicking the "See Details" button that can be found on the Service page.

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