Domestic Payouts
Introduction
Transfer funds to all bank accounts and e-Wallets in Indonesia with Domestic Payouts (Disbursement). Submit disbursement instructions through automated APIs or Excel uploads for up to 1,000 transactions per cycle.
Disbursements are swiftly processed, available 24 hours, seven days a week, including weekends and holidays. However, our operation is bound by the banking hours, and funds cannot be disbursed during their inactive periods. Transactions submitted outside these hours will be promptly processed when the banks resume operations.
Domestic Payouts cover 120+ local banks and popular e-Wallets (such as GoPay, OVO, DANA, LinkAja and ShopeePay).
Key Features
Bank Account Validation
Ensures secure transfers by validating beneficiary bank or e-wallet accounts before initiating payouts.
Multi-Channel Payouts
Supports a wide range of payout methods including bank transfers (Online, BI Fast, SKN/RTGS) and e-Wallets.
Customizable Workflows
Allows tailoring of disbursement workflows with custom approval layers and permission settings for secure, compliant processes.
Real-time Reporting and Tracking
Offers live insights into transactions, with access to status updates, history, and full reconciliation-ready reports.
Flexible Fee Structures
Supports sender-paid, receiver-paid, fee sharing (e.g., 50/50), monthly invoicing, and percentage-based fee models.
Alert System
Sends email alerts for key triggers such as balance thresholds (e.g., under IDR 1,000,000) and top-ups, enabling proactive monitoring.
Multi-Currency Deposits
Accepts merchant deposits in IDR, USD, and SGD, configurable per account, supporting international operations.
API Integration
Provides a robust API for seamless system integration, backed by dedicated technical assistance.
Streamlined PG Settlements
Enables smooth reconciliation by directing payment gateway settlement funds into payout deposit accounts, allowing refunds and transfers to agents, vendors, or partners.
FAQ
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