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  1. Accept Payments
  2. Finance & Settlement

Settlement Time

The settlement time varies for every payment method as well as the settlement scheme (aggregator or direct). The following is the settlement period table for Aggregator Settlement scheme based on each payment method and payment channel.

Payment Method
Payment Channel or Acquiring Bank
Settlement Period (Working Days)

Cards

-

T+3

Virtual Account

BCA

T+2

Virtual Account

DOKU

T+2

Virtual Account

Other Banks

T+1

e-Wallet

OVO

T+2

e-Wallet

ShopeePay

T+2

e-Wallet

LinkAja

T+1

e-Wallet

DANA

T+2

e-Wallet

DOKU e-Wallet

T+1

QR Code

QRIS

T+1

Kartu Kredit Indonesia

Kartu Kredit Indonesia

T+2

PayLater

Akulaku

T+2

PayLater

Kredivo

Tuesdays and Fridays

PayLater

Indodana

T+2

PayLater

BRI Ceria

T+2

Convenience Store

Alfa Group

T+4

Convenience Store

Indomaret

T+4

Direct Debit

BRI

T+1

Direct Debit

Allo Bank

T+2

Direct Debit

CIMB

T+3

Direct Debit

Mandiri

T+2

Digital Banking

Jenius Pay

T+2

Internet Banking

BRImo e-Payment

T+1

Internet Banking

Internet Banking Muamalat

T+1

Internet Banking

OCTO Clicks

T+1

Internet Banking

Danamon Online Banking

T+1

Internet Banking

PermataNet

T+1

Daily settlement time is only on working days from 12:00-14:00 GMT+7

The above settlement period only applies to corporate merchants with a local bank account. Merchants with an overseas bank account or a bank account with a non-IDR currency may have a weekly, bi-weekly, or monthly settlement period depending on the agreement with DOKU.

DOKU will not settle your funds if your business account has not been verified.

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Last updated 1 month ago

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