Settlement Time

The settlement time varies for every payment method as well as the settlement scheme (aggregator or direct).

The following is the settlement period table for Aggregator Settlement scheme based on each payment method and payment channel.

Payment MethodPayment Channel or Acquiring BankSettlement Period (Working Days)

Cards

-

T+3

Virtual Account

BCA

T+2

Virtual Account

Other Banks

T+1

e-Wallet

OVO

T+2

e-Wallet

ShopeePay

T+2

e-Wallet

LinkAja

T+2

e-Wallet

DOKU e-Wallet

T+1

QR Code

QRIS

T+1

PayLater

Akulaku

T+2

PayLater

Kredivo

Tuesdays and Fridays

PayLater

Indodana

T+2

PayLater

BRI Ceria

T+2

Convenience Store

Alfa Group

T+4

Convenience Store

Indomaret

T+4

Direct Debit

BRI

T+2

Direct Debit

CIMB

T+2

Digital Banking

Jenius Pay

T+2

Daily settlement time is from 12:00-14:00 GMT+7.

The above settlement period only applies to corporate merchants with a local bank account. Merchants with an overseas bank account or a bank account with a non-IDR currency may have a weekly, bi-weekly, or monthly settlement period depending on the agreement with DOKU.

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