Settlement Time

Indonesia

Settlement times for Indonesian Business Accounts vary depending on the payment method and settlement scheme (aggregator or direct). The table below outlines the settlement period under the Aggregator settlement scheme for each payment method:

Payment Type	Payment Channel or Acquiring Bank	Settlement Period (Working Days)
Cards	BNI Cybersource	T+2
Cards	Other Acquirings	T+3
Virtual Account	BCA	T+2
Virtual Account	DOKU	T+2
Virtual Account	Other Banks	T+1
e-Wallet	OVO	T+2
e-Wallet	ShopeePay	T+2
e-Wallet	LinkAja	T+1
e-Wallet	DANA	T+2
e-Wallet	DOKU e-Wallet	T+1
e-Wallet	i.saku	T+2
QR Code	QRIS	T+1
Kartu Kredit Indonesia	Kartu Kredit Indonesia	T+2
PayLater	Akulaku	T+2
PayLater	Kredivo	Tuesdays and Fridays
PayLater	Indodana	T+2
PayLater	BRI Ceria	T+2
Convenience Store	Alfa Group	T+4
Convenience Store	Indomaret	T+4
Direct Debit	BRI	T+1
Direct Debit	Allo Bank	T+2
Direct Debit	CIMB	T+3
Direct Debit	Mandiri	T+2
Digital Banking	Jenius Pay	T+2
Internet Banking	BRImo e-Payment	T+1
Internet Banking	Internet Banking Muamalat	T+1
Internet Banking	OCTO Clicks	T+1
Internet Banking	Danamon Online Banking	T+1
Internet Banking	PermataNet	T+1

Daily settlements are processed on working days, 12:00–14:00 (GMT+7)

The above settlement period only applies to corporate merchants with a local bank account. Merchants with an overseas bank account or a bank account with a non-IDR currency may have a weekly, bi-weekly, or monthly settlement period depending on the agreement with DOKU.

DOKU will not settle your funds if your business account has not been verified.

Malaysia

Settlement times for Malaysian Business Accounts vary depending on the payment method. The table below outlines the settlement period for each payment method:

Payment Method	Payment Channel or Acquiring Bank	Settlement Period (Working Days)
Internet Banking	FPX	T+1
Cards	All Acquirings	T+2
e-Wallet	Touch 'n Go	T+2
e-Wallet	GrabPay	T+2
e-Wallet	ShopeePay	T+2
PayLater	PayLater by Grab	T+2
PayLater	SPayLater	T+2

Daily settlements are processed on working days, 12:00–14:00 (GMT+8)