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For the complete documentation index, see llms.txt. This page is also available as Markdown.

Payment Methods

All payment methods/channels supported by DOKU both online and offline

Payment Types

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Bank Transfer (Virtual Account)

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Cards

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e-Wallet

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QR Payment

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Kartu Kredit Indonesia

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Convenience Store

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PayLater

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Direct Debit

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Digital Banking

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Internet Banking

Bank Transfer (Virtual Account)

Availability: 🇮🇩 Indonesian Business Account only

Payment Method

Virtual Account BCA

Virtual Account Mandiri

Virtual Account BRI

Virtual Account BNI

Virtual Account BSI

Virtual Account BNC

Virtual Account BTN

Virtual Account BSS

Virtual Account CIMB

Virtual Account Permata

Virtual Account Danamon

Virtual Account Maybank

Virtual Account BPD Bali

Virtual Account BJB

Virtual Account DOKU

Virtual Account Sinarmas

Note: Virtual Account DOKU is used to facilitate interbank transfers, which means that this virtual account can be paid using other banks that are not listed above.

Cards

Payment Method

Cards

Credit Card Installment

Note: Card payments with DOKU include credit cards and local-issued debit cards. Networks range from Visa, Mastercard, JCB, and American Express (AMEX). AMEX is supported only with certain bank acquirers.

e-Wallet

Payment Method
Country

DOKU e-Wallet

Indonesia

OVO

Indonesia

ShopeePay

Indonesia and Malaysia

DANA

Indonesia

LinkAja

Indonesia

i.saku

Indonesia

Touch 'n Go

Malaysia

GrabPay

Malaysia

Boost

Malaysia

ShopBack

Malaysia

QR Payment

Availability: 🇮🇩 Indonesian Business Account only

Payment Method

QRIS

Kartu Kredit Indonesia

Availability: 🇮🇩 Indonesian Business Account only

Payment Method

Kartu Kredit Indonesia (GPN)

PayLater

Payment Method
Country

Akulaku

Indonesia

Kredivo

Indonesia

Indodana

Indonesia

SPayLater

Indonesia and Malaysia

PayLater by Grab

Malaysia

Atome

Malaysia

Convenience Store

Availability: 🇮🇩 Indonesian Business Account only

Payment Method

Alfa Group (Alfamart, Alfamidi, Dan+Dan, and Lawson)

Indomaret

Direct Debit

Availability: 🇮🇩 Indonesian Business Account only

Payment Method

Direct Debit BRI

Direct Debit CIMB

Direct Debit Allobank

Direct Debit Mandiri

Digital Banking

Availability: 🇮🇩 Indonesian Business Account only

Payment Method

Jenius Pay

Internet Banking

Payment Method
Country

BRImo e-Payment

Indonesia

Internet Banking Muamalat

Indonesia

OCTO Clicks

Indonesia

Danamon Online Banking

Indonesia

PermataNet

Indonesia

FPX Online Banking

  • Maybank

  • Hong Leong Bank

  • OCBC Bank

  • Bank Islam

  • CIMB Bank

  • BSN (Bank Simpanan Nasional)

  • HSBC

  • AmBank

  • Public Bank

  • Bank Rakyat

  • Standard Chartered

  • RHB

  • Affin Bank

  • UOB

  • Bank Muamalat

  • Alliance Bank

  • Kuwait Finance House

Malaysia

Pricing

DOKU only charges fee based on successful transactions. The fees will be deducted from the settlement amount.

Don't worry! There are no setup fees, monthly subscription fees nor registration fees.

Click here to see the full price list for each payment method.

Activation

For payment method activation guide and inquiries, please refer to Manage Payment Methods.

FAQ

Can a BCA Virtual Account be paid from other banks?

Yes. In Indonesia, Virtual Accounts can generally be paid from any bank, not just the issuing bank. This means a BCA Virtual Account can be paid via ATM, mobile banking, or internet banking from other banks that support interbank transfers. This is a standard feature of the Virtual Account system in Indonesia.

How does the PayLater payment method work? Will I receive the full amount in settlement?

When a customer pays using PayLater payment methods like Akulaku or Kredivo, the merchant receives the full transaction amount upfront—regardless of the customer's installment plan. The PayLater payment channel provider handles all repayments directly with the customer.

Does ShopeePay payment method include SPayLater?

Yes, this means activating ShopeePay will also enable Shopee Paylater (SPayLater) payment method.

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