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# Domestic Payouts

<figure><img src="/files/958FKUN5ZtF6ciRJ3KlE" alt=""><figcaption></figcaption></figure>

## Introduction

Transfer funds to all bank accounts and e-Wallets in Indonesia with Domestic Payouts (Disbursement). Submit disbursement instructions through automated APIs or Excel uploads for up to 10,000 transactions.

Disbursements are swiftly processed, available from 7 am to 11 pm, seven days a week, including weekends and holidays. However, our operation is bound by the banking hours, and funds cannot be disbursed during their inactive periods. Transactions submitted outside these hours will be promptly processed when the banks resume operations.

Domestic Payouts cover 126 local banks and popular e-Wallets (such as GoPay, OVO, DANA, LinkAja and ShopeePay).

***

## Key Features

**User Account Management**

Effortlessly create and manage accounts for partners or internal divisions. Maintain a centralized hub for all financial activities to ensure transparency and efficiency.

#### **Bank Account Validation**

Our payouts ensure secure transfers by validating beneficiary accounts in banks or e-wallets before processing transfer requests.

#### **Multi-Channel Payouts**

Support multiple payout methods including bank transfers and e-wallets. Facilitate global transactions with international payment capabilities across diverse currencies.

#### **Customizable Workflows**

Tailor disbursement processes to align precisely with your organization's specifications. Establish bespoke approval workflows and permissions for secure and compliant transactions.

#### **Real-time Reporting and Tracking**

Gain immediate insights into disbursement activities with real-time reporting. Monitor transaction statuses, access transaction history, and generate comprehensive reports for seamless reconciliation.

#### **Flexible Fee Structures**

Support various fee schemes including sender-paid, receiver-paid (deducting receiving amount), fee sharing (e.g., 50% sender, 50% receiver), monthly invoicing, and percentage-based fees.

#### **Alert System**

Receive alerts for key actions such as top-ups and balance limits (e.g., below IDR 1,000,000), ensuring timely notifications via email.

#### **Multi-Currency Deposits**

Support merchant deposits in multiple currencies including IDR, USD, and SGD, enhancing flexibility for global operations.

#### **API Integration**

Seamlessly integrate via our robust API with dedicated assistance from our team throughout the integration process.

#### **Streamlined PG Settlements**

Leverage domestic payouts alongside our payment gateway service by directing settlement funds to your deposit account. This streamlined process enables refund payments of your transactions or payments to agents, sales personnel, vendors, and business partners.<br>

***

## FAQ

<details>

<summary>What are the supported banks for Domestic Payouts?</summary>

You may visit this [List of Banks](/~/changes/210/payouts/domestic-payouts/list-of-banks.md) article for the full list of all supported banks.

</details>

<details>

<summary>How to get started with Domestic Payouts?</summary>

Please fill and submit [this](https://www.doku.com/en-US/contact-sales) form, and our team will contact you for further details.

</details>


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