SNAP Migration
Standar Nasional Open API Pembayaran (SNAP) on DOKU
Need assistance for SNAP Migration? Please fill out the following inquiry form
Overview
SNAP is the National Open API Payment Standard established by Bank Indonesia to boost integration, interconnection and interoperability, as well as security and reliability of digital payment system infrastructure in Indonesia. The SNAP provisions are stated in the "Decree Letter of the Governor of Bank Indonesia No.23/10/KEP.GBI/2021 dated August 16, 2021, regarding Determination of Payment Open Application Programming Interface (API) Standards," which will be mandatory implemented in stages for each of Open Payment API.
The following are the mandatory payment methods to complete SNAP migration:
Virtual Account BCA
Virtual Account BRI
Virtual Account BNI
Virtual Account Mandiri
Virtual Account CIMB
Virtual Account BTN
Virtual Account BSI
Virtual Account Maybank
Virtual Account Danamon
Virtual Account Sinarmas
Virtual Account BNC
Virtual Account DOKU
BRI
CIMB Niaga
Allo Bank
OVO
DOKU e-Wallet
SNAP Migration Methods
As a licensed Payment Service Provider (PJP) level 1, DOKU is committed to supporting SNAP implementation with national standards. DIRECT API service is affected by this migration process in particular. In line with these provisions, we advise DOKU merchants to migrate to SNAP for smoother business transactions.
The following are things that are standardized in the SNAP migration process:
Technical, security and data documents that will be standardizing communication protocols, API architecture types, amount structures and formats, authentication methods, authorization methods, encryption methods, API access management requirements, request data structures, and response data structures.
SNAP governance guidance document that will be standardizing consumer protection guidelines, data protection, prudential requirements for Service Providers and Service Users, and contracts.
Based on BI regulations, the SNAP migration process must be implemented before June 30, 2025. So, please make sure that you have migrated to SNAP before this given deadline. DOKU Integration team will assist you during the migration process.
Benefits of using SNAP SDK for your migration:
Faster integration: Complete the integration process within two weeks.
The library abstracts much of the API complexity, making the integration process straightforward and reducing development time.
Features like automatic token management and data parsing minimize the need for custom code, streamlining the implementation.
Existing users can upgrade with only a few lines of additional code, as the library handles critical tasks automatically.
Practical guidelines: Detailed documentation and practical examples make it easy for developers to implement and troubleshoot the integration.
Auto-update Library: The library is updated regularly to meet the latest standards and regulations, ensuring ongoing security and compliance. This will make the integration process accessible, even for non-technical team members.
Benefits of using API for your migration:
Flexibility in Programming Languages: APIs are generally not tied to any specific programming language. Developers can use APIs with various supported programming languages, offering greater flexibility in development.
Lightweight and Space-Efficient: APIs are usually lighter than SDKs as there is no need to download or install a complete package of libraries or tools that an SDK might require. This makes APIs more space-efficient and quicker to implement.
Consistency and Standards: APIs often follow specific standards (such as REST or GraphQL) which make them easier to understand and use for developers already familiar with those standards.
Ease of Maintenance: APIs are usually managed by the service provider, meaning updates and maintenance are handled on the server side. API users do not need to worry about managing updates or version compatibility, as the API provider handles this.
SNAP Migration Steps
Follow these simple steps to ensure a smooth transition:
1) Request SNAP Migration
Contact your DOKU account manager or fill this inquiry form, and we will contact you soon to schedule your migration timeline.
2) Register to ASPI Portal
Submit your business credentials and technical resources allocated for the migration process to ASPI's (Indonesian Payment System Association) portal by clicking https://apidevportal.aspi-indonesia.or.id/sign-up.
3) Integration and Testing in The DOKU Sandbox
Perform integration and a series of testing processes in DOKU's sandbox environment. For any troubleshooting requests, please fill this inquiry form.
4) Submit Testing Results to DOKU
Once testing is complete, share the testing result documents with DOKU for ASPI verification.
5) Business Consultant will Inform ASPI Verification Result
The ASPI verification process might take 10 – 15 working days to complete. Please wait comfortably, and look forward to our business consultant's progress status update.
Inquiry Form
Get our full support to implement new payment security and compliance standard.
FAQ
How long does it take to migrate to SNAP?
The development and integration process duration will be subject to the merchant's capabilities.
What documents are mandatory for ASPI verification?
The documents that need to be prepared are the Devsite Test Document on the SNAP portal and the Functional Test Results Document when conducting tests on the DOKU Server.
How long does the ASPI verification process take?
The verification process takes approximately 10 working days after ASPI receives complete documents.
Can it be live in Production even though the ASPI verification process has not been completed?
Yes, as long as the merchant's documents are complete.
When is the deadline for SNAP migration?
Following Bank Indonesia regulations, the migration process to SNAP must be carried out before June 30, 2025.
Why should merchants migrate to SNAP?
SNAP integration can boost integration, interconnection, and provider interoperability in Indonesia's payment system. With SNAP, the payment system development and integration process can be executed faster. In addition, having technical and security standard documents regulated and supervised by ASPI will protect merchant payment systems.
Development of the latest version from the Bank will be implemented directly into the SNAP version, and no development will be carried out in the old version.
Is there any other option aside from SNAP migration?
Merchant can use the DOKU Checkout service as an alternative if they do not want to do SNAP migration.
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