> For the complete documentation index, see [llms.txt](https://docs.doku.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.doku.com/~/changes/210/accept-payments/payment-methods.md). # Payment Methods ## Payment Types
Bank Transfer (Virtual Account)/pages/XgIWmWc3b2vlAfxL4cPm#bank-transfer-virtual-account/files/v5vyyyLqCFP3KYKA8Uir
Cards/pages/XgIWmWc3b2vlAfxL4cPm#cards/files/bHxc3oADDM1M4HpsAvJJ
e-Wallet/pages/XgIWmWc3b2vlAfxL4cPm#e-wallet/files/vX4GT7OetNDd6MbacT5z
QR Payment/pages/XgIWmWc3b2vlAfxL4cPm#qr-payment/files/3J3PF33tkrHywfd1bHMU
Kartu Kredit Indonesia/files/kRxrEMxk2ituqGL5fGY2
Convenience Store/pages/XgIWmWc3b2vlAfxL4cPm#convenience-store/files/uvvheBMKlSWwO3IQjV40
PayLater/pages/XgIWmWc3b2vlAfxL4cPm#paylater/files/2NAuFHQXFzGaLsxpsnsR
Direct Debit/pages/XgIWmWc3b2vlAfxL4cPm#direct-debit/files/MnyhxobsZMQRcy1MZ60o
Digital Banking/pages/XgIWmWc3b2vlAfxL4cPm#direct-debit/files/meItjnpv75FjZYHhbw0F
Internet Banking/pages/XgIWmWc3b2vlAfxL4cPm#internet-banking/files/YsXiwk2xFl77GPo4UVJA
{% hint style="info" %} [Learn more](/~/changes/210/get-started/activate-business.md#business-types) about the differences between Personal, Corporate, and International. {% endhint %} ### Bank Transfer (Virtual Account)
Payment MethodPersonalCorporateInternationalAuto-active?Required DocumentPersonalCorporateInternational
Virtual Account BCA🚫 Not Allowed✅ Allowed🚫 Not Allowed
Virtual Account Mandiri✅ Allowed✅ Allowed🚫 Not Allowed✅-✅
Virtual Account BRI✅ Allowed✅ Allowed✅ Allowed✅-✅
Virtual Account BNI✅ Allowed✅ Allowed✅ Allowed✅-✅
Virtual Account BSI✅ Allowed✅ Allowed✅ Allowed✅-✅
Virtual Account BNC✅ Allowed✅ Allowed✅ Allowed
Virtual Account BTN✅ Allowed✅ Allowed✅ Allowed
Virtual Account BSS✅ Allowed✅ Allowed✅ Allowed
Virtual Account CIMB✅ Allowed✅ Allowed✅ Allowed✅-✅
Virtual Account Permata✅ Allowed✅ Allowed✅ Allowed✅-✅
Virtual Account Danamon✅ Allowed✅ Allowed✅ Allowed-✅
Virtual Account Maybank✅ Allowed✅ Allowed✅ Allowed
Virtual Account DOKU✅ Allowed✅ Allowed✅ Allowed
{% hint style="info" %} Virtual Account DOKU is used to facilitate interbank transfers, which means that this virtual account can be paid using other banks that are not listed above. {% endhint %} ### Cards
Payment MethodPersonalCorporateInternational
Cards✅ Allowed✅ Allowed✅ Allowed
CC Installment🚫 Not Allowed✅ Allowed✅ Allowed
{% hint style="info" %} Card payments with DOKU include Visa, Mastercard, and JCB. American express is supported only with certain bank acquirers. {% endhint %} ### e-Wallet
Payment MethodPersonalCorporateInternational
DOKU e-Wallet✅ Allowed✅ Allowed✅ Allowed
OVO✅ Allowed✅ Allowed✅ Allowed
ShopeePay✅ Allowed✅ Allowed✅ Allowed
DANA✅ Allowed✅ Allowed✅ Allowed
LinkAja✅ Allowed✅ Allowed✅ Allowed
### QR Payment
Payment MethodPersonalCorporateInternational
QRIS✅ Allowed✅ Allowed🚫 Not Allowed
### Kartu Kredit Indonesia
Payment MethodPersonalCorporateInternational
Kartu Kredit Indonesia (GPN)✅ Allowed✅ Allowed🚫 Not Allowed
### PayLater
Payment MethodPersonalCorporateInternational
Akulaku✅ Allowed✅ Allowed✅ Allowed
Kredivo🚫 Not Allowed✅ Allowed✅ Allowed
Indodana🚫 Not Allowed✅ Allowed✅ Allowed
BRI Ceria🚫 Not Allowed✅ Allowed✅ Allowed
### Convenience Store
Payment MethodPersonalCorporateInternational
Alfa Group✅ Allowed✅ Allowed✅ Allowed
Indomaret✅ Allowed✅ Allowed✅ Allowed
{% hint style="info" %} Alfa Group includes Alfamart, Alfamidi, DanDan, and Lawson. {% endhint %} ### Direct Debit
Payment MethodPersonalCorporateInternational
Direct Debit BRI🚫 Not Allowed✅ Allowed🚫 Not Allowed
Direct Debit CIMB🚫 Not Allowed✅ Allowed🚫 Not Allowed
Direct Debit Allobank🚫 Not Allowed✅ Allowed🚫 Not Allowed
Direct Debit Mandiri🚫 Not Allowed✅ Allowed🚫 Not Allowed
### Digital Banking
Payment MethodPersonalCorporateInternational
Jenius Pay🚫 Not Allowed✅ Allowed✅ Allowed
### Internet Banking
Payment MethodPersonalCorporateInternational
BRImo e-Payment🚫 Not Allowed✅ Allowed✅ Allowed
Internet Banking Muamalat✅ Allowed✅ Allowed✅ Allowed
OCTO Clicks✅ Allowed✅ Allowed✅ Allowed
Danamon Online Banking🚫 Not Allowed✅ Allowed✅ Allowed
PermataNet🚫 Not Allowed✅ Allowed✅ Allowed
*** ## Pricing DOKU only charges fee based on successful transactions. The fees will be deducted from the settlement amount. **Don't worry!** There are no setup fees, monthly subscription fees nor registration fees.[ ](https://www.doku.com/en/pricing) Click [here](https://www.doku.com/en-US/pricing?utm_source=docs) to see the full price list for each payment method. *** ## Activation For payment method activation guide and inquiries, please refer to [Activate Services](/~/changes/210/get-started/manage-business/activate-services.md). --- # Agent Instructions This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com. ## Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter, and the optional `goal` query parameter: ``` GET https://docs.doku.com/~/changes/210/accept-payments/payment-methods.md?ask=&goal= ``` `ask` is the immediate question: it should be specific, self-contained, and written in natural language. `goal` is optional and describes the broader end goal you are ultimately trying to accomplish on behalf of the user. GitBook uses it to tailor the answer towards what is most useful for that goal. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.