> For the complete documentation index, see [llms.txt](https://docs.doku.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.doku.com/changelog/october-2026/qris-mdr-update-and-processing-fee-updates.md).
# QRIS MDR Update and Processing Fee Updates
Effective Date: 1 October 2026
Following Bank Indonesia Decision No. 28/4/KEP.DpG/2026, the QRIS Merchant Discount Rate (MDR) has been updated, effective from 1 October 2026. **Transactions of up to Rp100,000 are subject to a 0% MDR, while transactions above Rp100,000 are subject to an MDR of 0.7%.**
In addition to MDR, DOKU charges a separate **Processing Fee** for the use of its payment platform and transaction processing services. For more information about DOKU's pricing, please visit [doku.com/pricing](https://doku.com/pricing?utm_source=chatgpt.com).
***
### 🔍 What’s New?
#### **QRIS MDR Updates**
MDR is determined by Bank Indonesia, while the Processing Fee is a separate service fee charged by DOKU. The updated QRIS MDR rates, effective from 1 October 2026, are as follows:
| Transaction Amount | QRIS MDR |
| ------------------- | -------- |
| Rp100,000 and below | 0% |
| Above Rp100,000 | 0.7% |
### **DOKU Fee Updates**
The Processing Fee covers the use of DOKU's payment platform and transaction processing services, including fund transfers to your business.
**Effective 1 November 2026, new merchants registering for DOKU QRIS will be charged a Processing Fee** of Rp500 per transaction for transactions of up to Rp100,000, excluding applicable PPN.
**Existing merchants will continue to follow their current applicable fee terms.** If your business has a special pricing agreement with DOKU, the fees specified in your agreement will continue to apply as long as the agreement remains valid.
| Transaction Amount | Processing Fee | PPN (11%) | Total Fee |
| ------------------- | --------------------- | --------- | --------- |
| Rp100,000 and below | Rp500 per transaction | Rp55 | Rp555 |
| Above Rp100,000 | No additional fee | Rp0 | Rp0 |
### **QRIS Fee Calculation Examples**
The following examples illustrate how MDR and DOKU Fee are applied based on the transaction amount.
**Example 1: Transaction of Rp80,000**
| Details | Amount |
| --------------------------- | ------------------------------------ |
| Transaction Amount | Rp80,000 |
| MDR | 0% |
| Processing Fee | Rp500 (transactions up to Rp100,000) |
| PPN on Processing Fee (11%) | Rp55 |
| Settlement Amount | Rp79,445 |
**Calculation: Rp80,000 - Rp500 - Rp55 = Rp79,445**
**Example 2: Transaction of Rp120,000**
| Details | Amount |
| --------------------------- | ---------------------------------- |
| Transaction Amount | Rp120,000 |
| MDR | 0.7% (Rp840) |
| Processing Fee | Rp0 (transactions above Rp100,000) |
| PPN on Processing Fee (11%) | Rp0 |
| Settlement Amount | Rp119,160 |
**Calculation: Rp120,000 - (0.7% × Rp120,000) - Rp0 - Rp0 = Rp119,160**
These fees are borne by you as the merchant, **not your customers**. You must not add a surcharge for QRIS payments. Customers should only be charged the listed price of your products or services.
***
### ⚠️ Important Notes
* **Automatic Application:** The updated QRIS MDR rates are applied automatically. No action is required from merchants.
* **Separate Charges:** MDR is determined by Bank Indonesia, while the Processing Fee is a separate service fee charged by DOKU.
* **Merchant Responsibility:** MDR and the Processing Fee are borne by the merchant, not the customer. Additional charges for QRIS payments must not be passed on to customers.
* **Special Pricing Agreements:** Existing special pricing agreements with DOKU remain applicable according to their agreed terms.
* **Fee Updates:** The Processing Fee may vary depending on the applicable merchant pricing terms. Refer to official DOKU updates for the latest information.
***
For assistance, contact our Care Team at or (021) 1500963.
***
Thank you and best regards,\
**DOKU Product Team**
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